Select from Residential or purchase to Let criteria that are lending or utilize the search club.

Please see our Covid-19 update web web page for information about temporary changes we’ve designed to our criteria.

*For any home built post 2000, it is thought to have leasehold that is onerous (rather than appropriate) where one of the after is identified:

• The lease that is original ( from when the home was built) on an appartment is significantly less than 125 years
• The initial rent term ( from the time the home ended up being built) on a property is significantly less than 250 years
• The ground that is maximum at the start of the lease cannot exceed 0.1% associated with the property value or ВЈ500 each year (whichever is higher)
• The floor lease must stay reasonable after all times through the rent term, with unreasonable multipliers banned.

• Simple/Absolute
• Commonhold.

We’re a credit lender that is clean. We won’t provide to your applicant who’s got ever:

• been bankrupt
• been susceptible to a voluntary that is individual (IVA)
• owned a past home which was taken into control or who’s got surrendered voluntary control towards the loan provider
• had a County Court Judgement (CCJ) within the last few 36 months.

We shall perhaps perhaps not provide if, within the last 36 months, a job candidate has received:

• any arrears at all on a home loan, fixed payment loan and/or lease
• a lot more than two consecutive missed repayments on credit and/or shop cards.

We shall maybe maybe not frequently lend in the event that applicant has defaulted in any credit contract within the last few 36 months, or has an outstanding standard.

Communications and mail order documents are ignored, unless the scale and/or regularity of missed payments suggest cause for concern. Continue reading →