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Stephanie: pleased to, therefore on the previous 12 months, and also this is types of a task tied up in to the launch of y our Chorus Credit platform. It really gave the current team an opportunity to sort of assess the lay of the land from a technology perspective, figure out where we had pain points and how we could address those when we launched that new business. And thus one of several initiatives we rebuilt that infrastructure to support two main goals that we undertook was completely rebuilding our decision engine technology infrastructure and.

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